Florida used car & BHPH dealer playbook.
Everything you need to get licensed and stay compliant in Florida, organized in the order you will do it: FLHSMV Class VI independent dealer license, regional compliance examiner site inspection, OFR Motor Vehicle Retail Installment Seller license, 30-day ETR tags, and 3-car threshold rules.
How to start a used car dealership in Florida
To start a used car dealership in Florida you need the FLHSMV class VI license: a $300 application, a $25,000 bond, an inspected lot and local approvals.
Start with the Florida roadmap →Dealer license & local city approvals
Who needs a license, city zoning, surety bond, pre-licensing course, and state application.
How to get a Florida independent dealer license, step by step
How to get a Florida independent dealer license: the $300 application, $25,000 bond, course, fingerprints, site approval and local permits, in order.
How many cars can you sell in Florida without a dealer license?
The practical limit is 2 cars in any 12 months. At 3, Florida presumes you are a dealer, and unlicensed dealing is a misdemeanor: up to 60 days in jail.
In-house financing (BHPH) & compliance
State finance licensing, rate caps, documentary fees, disclosures, and renewals.
After the sale, taxes, records & inspections
Plates and tags at sale, title transfer deadlines, tax filings, deal jackets, and agency audits.
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